Search your flight
Enter your route, travel dates, and passenger details on Laters.com to compare fares across multiple providers and book the price that suits you.
Afterpay works for every flight on Laters, every airline, every route, every fare class. Select Afterpay at checkout; your e-ticket is issued once payment is confirmed. It's a credit product, so approval isn't guaranteed and missed payments attract late fees. Check afterpay.com for current terms.
Enter your route, travel dates, and passenger details on Laters.com to compare fares across multiple providers and book the price that suits you.
Select Afterpay at checkout. Approval requires an eligibility and credit check, if you're approved, 25% is charged today and the balance paid fortnightly.
Your e-ticket is issued once payment is confirmed. The remaining instalments are spread over 6 weeks; late fees apply for any missed payments.
Afterpay has two ways to spread a flight booking's cost: four fortnightly instalments, or a longer financing plan stretched over several months. Both are credit products, subject to approval and eligibility checks, and some plans carry an APR. Full details are in the plan cards below.
Find the best deals on 600+ airlines and split your fare with Afterpay.

Search and compare fares across 600+ airlines on Laters, then split your flight cost with Afterpay.
â Yes, Afterpay works for flight bookings on Laters.
Choose Afterpay at checkout to split your fare.
4 interest-free instalments over 6 weeks
25% due at checkout, remaining 3 payments fortnightly. No fees if paid on time; late fees apply.
3, 6, 12 or 24 month terms
US only. Terms of 3/6/12/24 months on purchases over $100 (up to 24 months over $400). Subject to soft credit check; underwritten by First Electronic Bank. A down payment may be required.
Pay in 4
$112.50
à 4 payments, every 2 weeks
0%
Estimates only. Actual plans, fees, and availability depend on your country and approval.
Afterpay is available across North America, Europe, and Oceania, covering multiple currencies so travellers in different markets can spread the cost of a flight. Availability and payment plans vary by country, check the grid below for what applies where you're booking from.
Pay Monthly loans underwritten by First Electronic Bank; APR 0.00%â35.99%, subject to credit check and approval, not available in all states. Must be 18+ and a US resident.
Pay in 4 only. Afterpay Plus (A$9.99/month) subscription unlocks Pay in 4 anywhere Apple/Google/Samsung Pay is accepted.
Pay in 4 only. Afterpay Plus subscription available.
7.8/10
Laters Afterpay Score
For travellers who want to spread a fare across six weeks without paying interest, Pay in 4 is a well-established option across five major markets. US travellers get the added choice of monthly financing for larger bookings, though rates on that plan can climb steeply. Either way: late fees are capped but real, approval isn't guaranteed, and the monthly option triggers a credit check. Best suited to organised planners who can commit to the schedule.
Repayment Flexibility
8/10
Afterpay runs two structures: the Pay in 4 plan splits the fare into four fortnightly instalments over 6 weeks, while US travellers can access Pay Monthly terms from 3 to 24 months on purchases up to $20,000. The monthly option is US-only, but having both gives travellers real flexibility over repayment pace.
Interest Rate
8/10
Pay in 4 carries 0% APR when payments land on time, a clean fit for shorter-haul bookings that can be cleared within 6 weeks. Pay Monthly is a different story: APR runs from 0.00% to 35.99% depending on creditworthiness, so check your personalised rate before committing.
Eligibility
7/10
Afterpay operates across the US, Canada, Australia, New Zealand, the UK, and several European markets. US Pay Monthly applicants face a soft credit check, must be 18 or older and a US resident, and are underwritten by First Electronic Bank, approval is not guaranteed in all states.
Approval Process
8/10
Pay in 4 requires 25% of the fare upfront at checkout; the remaining three payments follow fortnightly, and the booking confirms once that first payment clears. Pay Monthly involves a soft credit check and may require a down payment depending on the applicant's profile, the deferred balance, plus any applicable interest, is then owed on the agreed schedule.

Afterpay travellers on Laters most often book domestic US hops, trans-Pacific routes from Australia, and transatlantic fares from the UK and Canada, splitting the cost across four fortnightly payments.
New York â Los Angeles
Delta Air Lines, American Airlines
$47
à 4 payments
Full fare from $189
Los Angeles â Sydney
Qantas, United Airlines
$263
à 4 payments
Full fare from $1050
London â New York
British Airways, Virgin Atlantic
$155
à 4 payments
Full fare from $620
Sydney â Melbourne
Qantas, Jetstar
$25
à 4 payments
Full fare from $98
Toronto â Vancouver
Air Canada, WestJet
$54
à 4 payments
Full fare from $215
New York â Miami
American Airlines, JetBlue
$36
à 4 payments
Full fare from $145
Auckland â Sydney
Air New Zealand, Qantas
$70
à 4 payments
Full fare from $278
London â Barcelona
British Airways, Vueling
$46
à 4 payments
Full fare from $185
Fares are estimates based on typical prices and may vary by date and availability.
Search and book flights across 600+ airlines, then split the fare with Afterpay at checkout.
Afterpay works on every airline, route, and fare class available on Laters, with no exceptions.
Compare prices from multiple providers in one search, and pay your chosen fare in Afterpay instalments.
Your e-ticket is issued once your Afterpay payment is approved, so you can travel with confidence.
If Afterpay isn't available in your region or doesn't fit your situation, Laters.com has several other BNPL providers to help you split the cost of your flight.
Klarna suits travellers who want short-term or longer financing, with a soft credit check at application. It's widely accepted across Europe and North America, a solid option if you're outside Afterpay's core markets.
Europe, North America, and select global markets

Clearpay is the UK-branded version of Afterpay, running the same pay-in-4 structure for travellers based in Britain. It is a credit product; a credit check applies, and late fees are charged on missed payments.
United Kingdom

Zip covers pay-in-4 and revolving credit plans for travellers who need looser repayment terms. It operates across Australia, New Zealand, the US, and several other markets, subject to eligibility and credit approval.
Australia, New Zealand, United States, and select markets
US-based travellers booking higher-value flights may find Affirm a better fit, monthly financing terms can stretch well beyond a standard pay-in-4 window. APR varies by plan and applicant; approval is subject to a credit check.
United States and Canada
Laybuy splits a flight's cost across six weekly payments, a practical cadence for New Zealand-based travellers who'd rather pay weekly than monthly. It is a credit product and eligibility is subject to approval.
New Zealand
Afterpay is one of the better-known buy now, pay later services, with a presence across North America, the United Kingdom, Europe, and Oceania. It started as a pay-in-4 specialist and has since expanded to include longer-term monthly financing for eligible US shoppers. On Laters, you can search and compare flights from multiple providers, then choose Afterpay at checkout to split the fare across instalments. With the Pay in 4 plan, 25% of the total is due at booking; the remaining three payments follow fortnightly. Your e-ticket is issued once payment is approved and the booking confirmed. US travellers may also qualify for monthly financing terms ranging from 3 to 24 months that plan carries an APR and requires a credit check and approval. Both plans are a form of credit. Missing a payment on Pay in 4 triggers late fees capped at 25% of the order value. Borrow only what you can repay on schedule. For current eligibility criteria, fees, and country-specific terms, visit afterpay.com.

Everything you need to know about paying for flights with Afterpay on Laters.
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